While the creeks in San Ramon are very effective at moving water under normal storm conditions. However, during torrential rains it is possible that they will reach their capacity and flooding may occur, particularly if any of these waterways become obstructed. To minimize the risk of flooding, the City of San Ramon inspects its public facilities (storm drains, ditches, retention ponds, and creeks) and removes debris each fall. Areas most susceptible to flooding are San Ramon Creek, San Catanio Creek, and South San Ramon Creek.
The City of San Ramon participates in the Federal Emergency Management Agency’s (FEMA) Community Rating System (CRS) Program to assist property owners with emergency management. The CRS Program is a voluntary initiative that rewards and promotes community floodplain management efforts that go beyond the basic requirements of the National Flood Insurance Program (NFIP). By participating in this the CRS program, private property owners can receive a discount on their flood insurance premiums for their property.
As part of this Program, each year, Engineering staff sends notices to flood zone property owners located within areas designated as Special Flood Hazard Areas (SFHAs). These areas are designated by FEMA through a Flood Insurance Study (FIS) and mapped on a Flood Rate Insurance Map (FIRM). Lenders may require residents to carry flood insurance if their building is in a SFHA. Residents in or near a SFHA who are not required to do so should also consider obtaining flood insurance and will benefit from a similar discount. FEMA studies show that properties in a high-risk flood zone area are five times (5x) more likely to be damaged by flooding than fire. In 2003, FEMA’s National Flood Insurance Program (NFIP) awarded insured residents over $601 million in flood claims. Roughly 25% of all claims paid by the NFIP to insured residents are for policies in low-to-moderate-risk communities. As a result, the City strongly urges all property owners in high-, medium-, and low-risk flood zone areas to obtain flood insurance to protect their private property. Without flood insurance, you will not be eligible to participate in this national insurance program and, property owners may be financially responsible for any losses incurred due to a flood.
To determine if your property is in a flood zone, click here and enter your property’s address or call the City’s Engineering Services Department at (925) 973-2670. Please visit http://www.floodsmart.gov on the Internet for information on FEMA and the National Flood Insurance Program. This website offers valuable information on the NFIP and how it can help you as a homeowner prevent loss due to flood damage.
In addition to obtaining flood insurance for their private property, property owners can prevent and minimize damage by flood-proofing their property. Flood-proofing information and copies of the FIS and FIRMs for San Ramon are available through the local library and by request at the City’s Engineering Services office at 2401 Crow Canyon Road in San Ramon.
During a flood event or other hazard, you should turn to your local radio or television stations for information. If an evacuation is required, Police will attempt to notify area residents via loudspeaker. For suggestions on where to obtain supplies such as sandbags, contact the Public Services Division at (925) 973-2800. Staff may also be able to provide assistance or give other valuable information.
The Contra Costa County Flood Control and Water Conservation District offers additional flood-related resources. Click on the following for more info:
To learn about FEMA’s or the National Flood
Insurance Program, please visit www.fema.gov or www.floodsmart.gov
VISIT OUR STORM WATCH PAGE
Learn about flood hazards and click to expand the links below: